Account & privacy
Plans & billing
What's in Free, Pro and Household, and managing your subscription.
The plans
Free includes the core of Zukunft: unlimited accounts and projections, budgets, goals, CSV/OFX import, dark mode and PWA install — local-only and end-to-end encrypted.
Pro adds automatic Open Banking sync (UK banks), optional encrypted remote backups, rule-based auto-categorisation, Year in Review, saved scenarios and priority support.
Household adds everything in Pro for up to five members, with shared accounts and budgets and combined net worth and projections.
Managing your subscription
Settings → Subscription shows your current plan and is where you upgrade, downgrade or cancel. Household members inherit Pro features through the household owner's subscription. Features that need a higher tier show a lock badge in the sidebar.